Resources

Finance

American Express Open for Business

American Express OPEN Charge Cards can help give you the buying power you need to pay for large business purchases in a way that’s easy and convenient. From larger business purchases to everyday smaller ones, American Express OPEN Charge Cards provide the funding that can help you buy what you need when you need it to run and grow your business.

Business Credit Card Reviews and Comparisons

For small businesses, finding the right card is particularly important. After all of our hard work digging through the business credit cards on the market, we found 15 worth your while.

BusinessLoans.com

BusinessLoans offers educational content to address all aspects of business financing. Learn about the current financial landscape for small business and the types of loans that are right for your business, from crowdfunding, SBA Loans, factoring, and everything in between.

Credit Card Processor Reviews

The power of plastic, without swiping away all your profits.Credit card processing contracts have long been confusing, fee-ridden mazes. We talked with 30 merchants who’ve been through the process and found five processors that all have transparent fees and stellar customer service — and won’t lock you into long-term contracts. Check out the reviews from reviews.com.

SAFE-BIDCO

SAFE-BIDCO is a non-traditional financing source for small businesses, offering multiple loan programs (SBA, state guarantee, geographically-specific programs, etc.) that are specifically tailored for each individual business. SAFE-BIDCO is a non-deposit lender helping California small businesses through loan guarantees, direct loans, mentoring programs, and other services.

Small Business Loan Calculator

The Small Business Loan Calculator will give you an idea of how much it will cost to take out a loan. Adjust the term and add extra monthly payments to see how much of an impact you can have on repayment.

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Applying for a loan

Applying for a Loan? What You Should Know

Looking for funding? This document outlines six essential areas a lending institution considers when reviewing loan applications. This and helps business owners know what to expect before applying for a business loan.

Quick Reference Guide to SBA Loan Guarantee Programs

This document is a great at-a-glance resource that summarizes SBA guarantee loan programs by loan sizes, use of proceeds, maturity, interest rates, and fees.

SCORE Financial Projection Model

Financial Projection model from SCORE

This spreadsheet walks you through the process of developing an integrated set of financial projections.

SCORE Startup Expenses Template

Startup Expenses Template

Nearly everyone who has ever started a business has underestimated the costs, and then faced the danger of running with inadequate capital reserves. The key to avoiding this pitfall is to adopt a rigorous approach to your research and planning. SCORE’s Startup Expenses worksheet will lead you through the process.

Business Loan Checklist

While every loan program has specific forms you need to fill out and documents you need to submit, you will likely need to submit much of the same information for different loan packages. Before you start applying for loans, this checklist will you assist you in identifying some basic documentation to collect.

HELPING BUSINESSES
START, GROW + SUCCEED

SMALL BUSINESS DEVELOPMENT CENTER
hosted by: Long Beach Community College District

LOCATION | Long Beach City College – CAED
4900 E. Conant St., Bldg. 02, Long Beach, CA 90808
TEL 1-866-588-SBDC | FAX 562.938.5030

Funded in part through a Cooperative Agreement with the U.S. Small Business Administration. All programs and services are offered to the public on a nondiscriminatory basis. All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA.

Funded in part through a Grant with the Governor’s Office of Business and Economic Development. All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the Governor’s Office of Business and Economic Development.